Terms of Service

By accessing or using the ProbablyBig platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must not use the Platform. These Terms apply to all users: investors, founders, and visitors. Additional terms apply to founders who raise on the platform (see Section 7).

To invest on ProbablyBig you must: • Be at least 18 years old. • Be a UK resident or a non-UK resident who is eligible to invest under applicable law. • Pass our appropriateness assessment before making your first investment. • Self-certify as a High Net Worth Individual, Sophisticated Investor, or Restricted Investor as defined by the FCA. Restricted Investors must not invest more than 10% of their net investable assets across all investment-based crowdfunding platforms in any 12-month period.

When you back a raise on ProbablyBig: 1. Your funds are held in a segregated client money account until the raise closes. 2. If the raise meets its minimum target by the closing date, your investment is deployed and shares are issued. 3. If the raise does not meet its minimum target, your funds are returned in full within 5 business days. 4. Share certificates and SEIS/EIS advance assurance documentation will be provided by the company directly, with ProbablyBig facilitating the process. Investments are not covered by the Financial Services Compensation Scheme (FSCS) except where ProbablyBig becomes an authorised firm and the specific FSCS rules apply.

Investing in early-stage businesses is high risk. You should not invest money you cannot afford to lose. Key risks include: • Total loss of investment. • Illiquidity — there is no secondary market for shares issued through ProbablyBig. • Dilution — the company may issue further shares in future funding rounds. • SEIS/EIS tax relief is not guaranteed and depends on the company maintaining qualifying status. ProbablyBig does not provide investment advice. Nothing on this platform constitutes a personal recommendation.

ProbablyBig charges a success fee of 5% of the total amount raised, payable by the founder on raise completion. There are no fees charged to investors. ProbablyBig does not charge founders any listing fees, due-diligence fees, or upfront fees.

You must not: • Provide false or misleading information at any point. • Attempt to circumvent identity verification or eligibility checks. • Use the platform to facilitate money laundering or any unlawful activity. • Reverse engineer, scrape, or systematically copy content from the platform. • Post content that is defamatory, abusive, or harassing. Breach of these rules may result in account suspension, legal action, and/or referral to relevant authorities.

Founders who raise on ProbablyBig agree additionally to: • Provide accurate, up-to-date, and non-misleading campaign materials. • Maintain SEIS/EIS qualifying status for the minimum holding period where Advance Assurance has been obtained. • Provide investor updates at least quarterly after raise completion. • Notify ProbablyBig of any material change to the company within 14 days. Founders are solely responsible for the accuracy of their campaign materials. ProbablyBig reviews but does not independently verify all claims.

ProbablyBig is not liable for any investment losses arising from use of the platform. Our total liability to you in connection with any claim arising out of your use of the platform is limited to the fees you have paid us in the preceding 12 months. Nothing in these Terms limits liability for death or personal injury caused by our negligence, fraud, or fraudulent misrepresentation.

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.